Monday, September 29, 2014

Brennaman's Four Points For The Week September 29, 2014

Brennaman's Four Points For The Week

1.       Equity Market Turbulence –Fear, Uncertainty and Doubt – The past week saw wild swings not dissimilar from the last days of July and early August.  Many market observers were calling this the beginning of the much vaunted correction.  But upon closer inspection many things have come together to precipitate the early week selloff.  The U.S. led intervention in the struggle against ISIS in Syria and Iraq picked up in intensity and the building coalition was not picking up steam seemingly leaving the U.S. to go it alone.  By the end of the week this was resolved as European nations joined the chorus of moderate Middle East nations in joining the endeavor.  Rumors and threats of war have always had an initial dampening effect on the markets but once the situation is clearer the initial anguish subsides.  Also adding to the furor in the markets continues to be the FED moves to raise interest rates in 2015, with guesses ranging from late 2014 all the way out to 2016.  Like I said last week it is time to focus on actions we can take that have an immediate impact on investment portfolios.  Finally, the issues that impacted the market this week having substance continue to revolve around the European Union and growth rates in China. 

2.       Chinese Growth Rates – Is Their Economy Slowing to a Sustainable Level? – Part of the market volatility this week has a source in the uncertainty and doubt on the direction the Chinese economy is headed.  As a reminder, China is our second largest trading partner behind Canada and holds nearly a third of the U.S. debt.  These are very important considerations to keep in mind.  Just a few short years ago China’s economy was humming along at 10%+ but has steadily slowed to around 7.25-7.5%.  Earlier this week several analysts revealed that the Chinese economy may have been overstated and growth is slipping at a faster rate.  While not in a recession, pressure from a scarcity of natural resources, a slowing EU economy and the slow recovery in the U.S. has put pressure on Chinese manufactures that cannot be fixed in a day.  United States conglomerates doing business in China have witnessed slower sales growth and even negative earnings from doing business in China; McDonalds, Wal-Mart, Microsoft and Yum Brands to name a few.  The ripple effect early in the week carried through to the end of the week and pushed down all major U.S. market indices.  If not for the debacle at PIMCO the equity markets may have fared worse on the week.  As it was the S&P 500 was only down .87% while the DOW Jones Industrial average posted a .88% loss.  The tech heavy NASDAQ was down 1.13%.  The weekly market results were helped by a strong rally across the board on Friday.

3.       The Economy– Disconnect Between the EU and the U.S. – The U.S. economy continues to demonstrate signs that the economic recovery is continuing with little or no inflation.  Unemployment and underemployment remain two thorns in the FED’s side as they struggle with when to raise rates (or more importantly how much and how fast since raising rates is going to happen).  Consumer confidence picked up this week and the final number for the 2d qtr. GDP reiterated that our economy grew at 4.6%.  The situation in Europe is less than sanguine.  Germany has the most robust economy but is facing challenges while the situation in Ukraine threatens the overall economy, development of Russian oil and gas as well as free cross border trading.  The full effects of the sanctions imposed by the West are still in the building stage but Putin is holding his cards close to his vest in terms of oil and natural gas supplies.  Meanwhile the EU is seeking relief in the energy arena from the Middle East and the North Sea; but these sources will not erase the problem, leaving the EU economic growth in doubt.

4.       Ukraine, The EU and Vladimir Putin – Who Will Blink First? -  The Free Trade Pact Ukraine made with the European Union will not be in effect until December 31, 2015, delayed by the EU as a concession (appeasement?) to Vladimir Putin to maintain the illusion of peace in Eastern Ukraine and to help formulate more normal relations with Russia.  As winter approaches Putin is continuing his campaign of rhetoric against the sanctions imposed by the west.  Earlier this month he announced that Russia was to impose a stiff tariff on all goods imported from the EU through Ukraine.  The impact of these tariffs would be in the area of $3 Billion Euros on an annual basis and would stifle trade with Russia in the areas of steel, coal and grain.  The economic impact would likely cripple Ukraine.  However, without these resources the economy in Russia may well grind to a halt where the GDP is currently hovering around 0%.  Will Putin push his country into recession and risk further discord with the EU and help push the entire continent into a deep recession?
 
“To choose doubt as a philosophy of life is akin to choosing immobility as a means of transportation.”  ,  Yann Martel, Life of Pi    

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