Monday, September 22, 2014

Brennaman's Four Points For The Week September 22, 2014


Brennaman’s Four Points for the Week

1.       The FED Watch Continues – Right Back Where We Started From – The last three or four weeks leading up to the 2-day meeting of the Federal Open Market Committee sold airtime on CNBC, copies of the Wall Street Journal and occupied the time of innumerable analysts in the financial world.  The end result was disappointing to many of the prognosticators.  What we did get was not a disappointment to the financial markets.  Even though the FED is ending the bond buy-back program next month the message was clear – they are not raising interest rates until slack in the labor market is lessened, wage growth becomes apparent and sustainable, and inflation remains below 2%.  The FED went on to say that they expect GDP growth for the year to be 2.1-2.2% down from the earlier estimate of 2.2-2.3%, even with the robust 4%+ number in the 2nd. qtr.  They also stated that they were observing a broad array of economic measures and not focusing on just employment and inflation although those two still stand-out as the primary focus.  Bottom-line, the FED will raise rates and will not tell the investing public because they do not really know.  Higher rates are inevitable and the path to higher rates may well be steeper than previously thought.  The longer they wait the larger the moves but we need to plan with the information we have and drive on.  Second guessing the timing may be good for the FED watchers but as investors we need to focus on our portfolios and what they are doing and how they will react when rates do start the upward move.

2.       Economic News We Can Use – Personal Income Rises – Personal incomes grew in 2013 for the first time since the beginning of the Great Recession.  While the growth of .3% is small it is a move in the right direction.  Median household income is now $51,939 but still 8% below pre-recession levels.  Since the recession ended (2009) the number is a little better at 4% less; but the current level is the lowest since 1996.  Even though the stock market is up 19.5% (annualized) since March 2009 the wealth effect is not having an effect as the average citizen is continuing to focus on lowering debt levels and building savings for retirement and emergencies.  Consumer spending is another area we are not seeing robust moves upward.  With 65-70% of our economy depending upon consumer consumption; growth of GDP, inflation, and eventual interest rate increases are pushed further into 2015.  Good news but it appears to be coming in at an anemic rate.

3.       Ukraine– No Resolution Just A Lull – The situation in Ukraine is quiet in terms of military activity but the impact on the European Union and Ukrainian people is still a cloudy vision.  Ukrainian President Petro Poroshenko is walking a fine line between building stronger relationships with the EU and not further antagonizing Russia.  The Ukrainian Parliament agreed to a broader Free Trade Pact with the European Union, taking Ukraine a step closer to membership in the EU and further away from the Russian sphere of influence.  This move was necessary to help the struggling Ukrainian economy.  At the same time Poroshenko offered a plan for limited autonomy for the eastern portion of Ukraine, but details were not provided.  An apparent consequence of the Ukrainian actions is the disruption of the flow of natural gas to the EU.  While gas flows are still taking place, there have been disruptions and lower volumes delivered to countries like Poland, Romania and Slovakia, all former republics of the Soviet Union.  The gas destined for Slovakia must go through Ukraine while natural gas for other EU nations can circumvent Ukraine by pipelines in the Czech Republic (also an EU member).  It is likely that Russia will increase the use of other pipelines such as the Czech system to increase pressure on Ukraine to come back into the “fold”.  Natural gas is a strong commodity tool as the winter heating season draws near.  However, Russia needs the revenues as much as the EU needs the gas but will Vladimir Putin compromise and allow the course of history in Ukraine proceed on its own?

4.       Market Movers – Alibaba and Scotland – Aside from watching the FED torture analysts. Market participants watched the attempt at the demise of the United Kingdom as Scotland voted on whether to become independent (85% voter turnout – the U.S is lucky to get 50% on a national election) and the mildly curious dreamed of getting in on the Alibaba initial public offering.  Depending upon your point view these could be disappointing or uplifting.  Alibaba was priced at $68 out of the box but never traded there as the market drove it to $99.  The owners of Alibaba shares that were allocated were not disappointed but buyers earlier on in the trading frenzy did not reap any large benefits as the stock traded lower and closed at $93.89.  Scottish voters as well had mixed emotions as the attempt to derive freedom from the UK failed at the ballot box with a 55/45 split in favor of staying with in the United Kingdom.  The Scottish news had an immediate impact as the price of Brent oil stabilized after having declined as the vote drew near.  Evidently the idea of a free Scotland would have put a veil over the easy flow of oil and the imminent contest over who rightfully owned the resources.  Moot point at this point. 

“Hypocrisy is the tribute vice pays to virtue” François de La Rochefoucauld

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